
  :root{
    --red:#CC1B1B;--red-dark:#A51515;--blue:#1A3C8C;--blue-dark:#122A63;
    --yellow:#FFC800;--white:#FFFFFF;--off-white:#F7F7F5;--light:#EFEFED;
    --grey:#6B6B6B;--dark:#111111;
    --font-head:'Oswald',sans-serif;--font-body:'Barlow',sans-serif;
  }
  *,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
  html{scroll-behavior:smooth}
  body{font-family:var(--font-body);color:var(--dark);background:var(--white);line-height:1.6;font-size:16px}
  a{text-decoration:none;color:inherit}
  ul{list-style:none}
  img{max-width:100%}

  /* ── Top bar ── */
  .top-bar{background:var(--blue);color:var(--white);font-size:.82rem;font-weight:500;padding:9px 0}
  .top-bar-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
  .top-contacts{display:flex;gap:24px;align-items:center}
  .top-contact{display:flex;align-items:center;gap:7px}
  .top-contact a{color:var(--yellow);transition:opacity .2s}
  .top-badge{background:var(--yellow);color:var(--dark);font-weight:700;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;padding:3px 12px}

  /* ── Header ── */
  .header{background:var(--white);box-shadow:0 2px 16px rgba(0,0,0,.1);position:sticky;top:0;z-index:100}
  .header-inner{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;justify-content:space-between;align-items:center;height:74px;position:relative}
  .logo-link{display:flex;align-items:center;gap:12px;text-decoration:none}
  .logo-img{height:58px;width:auto;display:block;flex-shrink:0}
  .logo-img-footer{height:48px}
  .logo-texts{display:flex;flex-direction:column;line-height:1;gap:3px}
  .logo-name{font-family:var(--font-head);font-size:1.4rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--dark)}
  .logo-name em{color:var(--yellow);font-style:normal}
  .logo-sub{font-size:.6rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--blue)}

  /* ── Nav ── */
  .nav{display:flex;align-items:center;gap:2px}
  .nav-item{position:relative}
  .nav-link,.nav a{font-weight:600;font-size:.82rem;letter-spacing:.04em;text-transform:uppercase;color:var(--dark);padding:8px 12px;display:inline-flex;align-items:center;gap:4px;text-decoration:none;transition:color .2s,background .2s;white-space:nowrap;border:none;background:none;cursor:pointer;font-family:var(--font-body)}
  .nav-link:hover,.nav a:hover,.nav-link.active{color:var(--red);background:rgba(204,27,27,.05)}
  .nav-arrow{font-size:.55rem;opacity:.6;transition:transform .2s;display:inline-block}
  .nav-item:hover .nav-arrow,.nav-item.open .nav-arrow{transform:rotate(180deg)}
  .nav-cta{background:var(--red)!important;color:var(--white)!important;padding:11px 22px!important;font-weight:700!important;letter-spacing:.06em;margin-left:8px;text-decoration:none;font-size:.82rem;text-transform:uppercase;white-space:nowrap;transition:background .2s}
  .nav-cta:hover{background:var(--red-dark)!important;color:var(--white)!important}
  .nav-dropdown{visibility:hidden;opacity:0;pointer-events:none;position:absolute;top:100%;padding-top:8px;left:0;background:var(--white);border:1px solid #E2E2E2;box-shadow:0 8px 32px rgba(0,0,0,.12);min-width:260px;z-index:200;transition:opacity .15s,visibility .15s}
  .nav-dropdown-wide{min-width:280px}
  .nav-item:hover .nav-dropdown,.nav-item.open .nav-dropdown{visibility:visible;opacity:1;pointer-events:auto}
  .nav-dropdown a{display:flex;align-items:center;gap:12px;padding:12px 16px;text-decoration:none;color:var(--dark);font-size:.85rem;border-bottom:1px solid var(--light);transition:background .15s;text-transform:none;letter-spacing:0;font-weight:400}
  .nav-dropdown a:last-child{border-bottom:none}
  .nav-dropdown a:hover{background:var(--off-white);color:var(--red)}
  .dd-ico{font-size:1.2rem;flex-shrink:0;width:24px;text-align:center}
  .dd-txt{display:flex;flex-direction:column;gap:2px}
  .dd-txt strong{font-size:.85rem;font-weight:600;color:var(--dark)}
  .dd-txt em{font-size:.75rem;color:var(--grey);font-style:normal}

  /* ── Hamburger ── */
  .hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px;margin-left:8px}
  .hamburger span{display:block;width:24px;height:2px;background:var(--dark);transition:transform .25s,opacity .25s}
  .hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .hamburger.open span:nth-child(2){opacity:0}
  .hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

  /* ── Mobile nav ── */
  .mobile-nav{display:none;position:fixed;top:74px;left:0;right:0;bottom:0;background:var(--white);overflow-y:auto;z-index:150;padding:16px 0 40px}
  .mobile-nav.open{display:block}
  .mob-section{border-bottom:1px solid var(--light)}
  .mob-section-title{font-family:var(--font-head);font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--grey);padding:14px 24px 6px;display:block}
  .mobile-nav a{display:block;padding:11px 24px;font-size:.95rem;color:var(--dark);text-decoration:none;border-bottom:1px solid var(--light);font-weight:500}
  .mobile-nav a:hover{background:var(--off-white);color:var(--red)}
  .mob-cta-wrap{padding:20px 24px}
  .mob-cta{display:block;background:var(--red);color:var(--white)!important;text-align:center;padding:16px;font-family:var(--font-head);font-weight:700;font-size:1rem;letter-spacing:.06em;text-transform:uppercase}

  /* ── Breadcrumb ── */
  .breadcrumb-bar{background:var(--off-white);border-bottom:1px solid var(--light);padding:10px 0}
  .breadcrumb-inner{max-width:1200px;margin:0 auto;padding:0 24px;font-size:.8rem;color:var(--grey);display:flex;align-items:center;gap:6px;flex-wrap:wrap}
  .breadcrumb-inner a{color:var(--grey);transition:color .2s}
  .breadcrumb-inner a:hover{color:var(--red)}
  .breadcrumb-inner span.sep{opacity:.4}

  /* ── Article layout ── */
  .article-outer{max-width:1200px;margin:0 auto;padding:48px 24px 80px;display:grid;grid-template-columns:1fr 300px;gap:64px;align-items:start}
  .article-main{}
  .article-sidebar{position:sticky;top:90px}

  /* Article header */
  .art-meta{display:flex;gap:10px;align-items:center;margin-bottom:20px;flex-wrap:wrap}
  .art-badge{display:inline-block;background:var(--blue);color:var(--white);padding:3px 12px;border-radius:2px;font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-family:var(--font-head)}
  .art-date{font-size:.8rem;color:var(--grey)}
  .art-author{font-size:.8rem;color:var(--grey)}
  .article-main h1{font-family:var(--font-head);font-size:2.4rem;font-weight:700;color:var(--dark);line-height:1.2;margin-bottom:18px;letter-spacing:-.02em}
  .art-lead{font-size:1.1rem;color:#444;line-height:1.75;margin-bottom:32px;padding-bottom:32px;border-bottom:2px solid var(--light)}

  /* Article body typography */
  .art-body h2{font-family:var(--font-head);font-size:1.5rem;font-weight:600;color:var(--dark);margin:40px 0 14px;padding-top:8px;letter-spacing:.01em}
  .art-body h3{font-family:var(--font-head);font-size:1.15rem;font-weight:600;color:var(--dark);margin:28px 0 10px}
  .art-body p{margin-bottom:18px;color:#333;line-height:1.75}
  .art-body ul,.art-body ol{list-style:disc;margin:0 0 18px 22px;color:#333}
  .art-body li{margin-bottom:8px;line-height:1.65}
  .art-body strong{color:var(--dark);font-weight:600}
  .art-body a{color:var(--red);text-decoration:underline;text-decoration-color:rgba(204,27,27,.3);transition:text-decoration-color .2s}
  .art-body a:hover{text-decoration-color:var(--red)}
  .art-body table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.88rem}
  .art-body th{background:var(--dark);color:var(--white);padding:10px 14px;text-align:left;font-weight:600;font-family:var(--font-head);letter-spacing:.04em;font-size:.82rem}
  .art-body td{padding:10px 14px;border-bottom:1px solid var(--light);color:#333;vertical-align:top}
  .art-body tr:nth-child(even) td{background:var(--off-white)}
  .art-body blockquote{border-left:3px solid var(--red);margin:24px 0;padding:14px 20px;background:var(--off-white);color:#444;font-style:italic}
  .art-body .info-box{background:#EEF3FB;border-left:4px solid var(--blue);border-radius:0 6px 6px 0;padding:16px 20px;margin:24px 0}
  .art-body .info-box p{margin:0;font-size:.92rem;color:#1A3C8C}
  .art-body .info-box strong{color:var(--blue-dark)}
  .art-body .warning-box{background:#FFFBEA;border-left:4px solid var(--yellow);border-radius:0 6px 6px 0;padding:16px 20px;margin:24px 0}
  .art-body .warning-box p{margin:0;font-size:.92rem;color:#7A5500}
  .art-body .warning-box strong{color:#5C3D00}

  /* CTA box */
  .art-cta{background:var(--dark);color:var(--white);padding:32px;margin:48px 0 0;border-radius:4px;position:relative;overflow:hidden}
  .art-cta::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--red)}
  .art-cta h3{font-family:var(--font-head);font-size:1.35rem;font-weight:700;color:var(--white);margin-bottom:10px;letter-spacing:.02em}
  .art-cta p{color:rgba(255,255,255,.75);font-size:.9rem;margin-bottom:20px;line-height:1.65}
  .art-cta .cta-btn{display:inline-block;background:var(--red);color:var(--white)!important;padding:13px 28px;font-family:var(--font-head);font-weight:700;font-size:.95rem;letter-spacing:.06em;text-transform:uppercase;transition:background .2s;text-decoration:none!important}
  .art-cta .cta-btn:hover{background:var(--red-dark)}
  .art-cta .cta-sub{display:block;margin-top:12px;font-size:.78rem;color:rgba(255,255,255,.45)}

  /* FAQ section */
  .art-faq{margin-top:40px;border-top:2px solid var(--light);padding-top:32px}
  .art-faq-title{font-family:var(--font-head);font-size:1.25rem;font-weight:700;color:var(--dark);margin-bottom:20px;letter-spacing:.02em}
  .faq-item{border-bottom:1px solid var(--light);padding:16px 0}
  .faq-q{font-weight:600;font-size:.95rem;color:var(--dark);cursor:pointer;display:flex;justify-content:space-between;align-items:start;gap:16px;line-height:1.4}
  .faq-q::after{content:'+';font-size:1.2rem;color:var(--red);flex-shrink:0;font-weight:400;transition:transform .2s}
  .faq-item.open .faq-q::after{transform:rotate(45deg)}
  .faq-a{display:none;padding:12px 0 4px;font-size:.9rem;color:#444;line-height:1.7}
  .faq-item.open .faq-a{display:block}

  /* ── Sidebar ── */
  .sb-card{background:var(--off-white);border:1px solid var(--light);padding:24px;margin-bottom:24px}
  .sb-card+.sb-card{border-top:3px solid var(--red)}
  .sb-title{font-family:var(--font-head);font-size:.82rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--grey);margin-bottom:16px;display:block}
  .sb-cta{background:var(--red);padding:24px;margin-bottom:24px;text-align:center}
  .sb-cta p{color:rgba(255,255,255,.85);font-size:.85rem;margin-bottom:16px;line-height:1.6}
  .sb-cta .sb-cta-title{font-family:var(--font-head);font-size:1.1rem;font-weight:700;color:var(--white);margin-bottom:10px;display:block;letter-spacing:.02em}
  .sb-cta .sb-btn{display:block;background:var(--white);color:var(--red)!important;padding:12px;font-family:var(--font-head);font-weight:700;font-size:.85rem;letter-spacing:.06em;text-transform:uppercase;text-align:center;transition:background .2s;text-decoration:none!important}
  .sb-btn:hover{background:var(--off-white)}
  .sb-links li{border-bottom:1px solid var(--light);padding:8px 0}
  .sb-links li:last-child{border-bottom:none}
  .sb-links a{font-size:.85rem;color:var(--dark);display:flex;align-items:center;gap:8px;transition:color .2s}
  .sb-links a:hover{color:var(--red)}
  .sb-links a::before{content:'→';color:var(--red);flex-shrink:0;font-size:.85rem}
  .sb-trust{display:flex;flex-direction:column;gap:10px}
  .sb-trust-item{display:flex;align-items:center;gap:10px;font-size:.82rem;color:var(--grey);line-height:1.3}
  .sb-trust-icon{width:28px;height:28px;background:var(--dark);border-radius:50%;display:flex;align-items:center;justify-content:center;flex-shrink:0;font-size:.8rem;color:var(--yellow)}

  /* ── Footer ── */
  .footer{background:#0C0C0C;padding:64px 0 0;color:rgba(255,255,255,.55)}
  .footer-grid{max-width:1200px;margin:0 auto;padding:0 24px 48px;display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;gap:40px}
  .footer-brand .logo-name{color:var(--white)}
  .footer-brand .logo-sub{color:rgba(255,255,255,.35);margin-top:6px}
  .footer-desc{font-size:.84rem;color:rgba(255,255,255,.65);line-height:1.75;margin:14px 0 18px}
  .footer-ct{display:flex;align-items:center;gap:7px;font-size:.84rem;margin-bottom:8px}
  .footer-ct a{color:var(--yellow);transition:opacity .2s}
  .ft-col-hd{display:block;font-family:var(--font-head);font-weight:600;font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:var(--white);margin-bottom:18px}
  .ft-links li{margin-bottom:10px}
  .ft-links a{font-size:.84rem;color:rgba(255,255,255,.62);transition:color .2s}
  .ft-links a:hover{color:var(--yellow)}
  .footer-bottom{border-top:1px solid rgba(255,255,255,.07);max-width:1200px;margin:0 auto;padding:18px 24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px}
  .footer-bottom p{font-size:.78rem;color:rgba(255,255,255,.55)}
  .footer-bottom a{color:rgba(255,255,255,.45)}
  .footer-bottom a:hover{color:var(--yellow)}

  /* ── Responsive ── */
  @media(max-width:960px){
    .article-outer{grid-template-columns:1fr;gap:40px}
    .article-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:20px}
    .sb-cta{grid-column:1/-1}
    .nav{display:none}
    .hamburger{display:flex}
    .footer-grid{grid-template-columns:repeat(2,1fr)}
    .footer-brand{grid-column:1/-1}
  }
  @media(max-width:640px){
    .article-outer{padding:32px 16px 60px}
    .article-main h1{font-size:1.8rem}
    .art-lead{font-size:1rem}
    .article-sidebar{grid-template-columns:1fr}
    .footer-grid{grid-template-columns:1fr}
    .top-contacts{display:none}
    .logo-img{height:44px}
    .logo-sub{display:none}
  }
    .footer-brand .logo-name em{color:#111!important;font-style:normal;background:#FFED00;padding:2px 5px;line-height:1;display:inline-block;margin-bottom:0}